8 Insider Tips on Buying Individual Health Insurance

THE TOP INDIVIDUAL HEALTH INSURANCE POLICY WOULD BE ONE THAT YOU NEVER USED. However, you have to purchase health insurance BEFORE your need it..

1.TIP #1 Having some individual health insurance is better than none at all. Suddenly overcome by an unexpected medical condition can ruin your financial security and environmental living standards. With no rehabilitation benefits, you could lose your job. Then you might have to sell everything valuable you worked hard for. Weakening, frail health may allow meeting the stringent Social Security Disability requirements. Never ever chance it, and never rely on the government.

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2. TIP #2 All individual health insurance policies are not created equally. If you are in the same financial position similar to many neighbors, paying deeply for coverage may not be achievable. Don't despair, see how much lower your premiums will be if you opt for a major medical plan with a ,000, ,500, or even ,000 deductible. Next look at your car insurance and home owner policies and get higher deductibles on them. If you encounter no mishaps, you had protection made possible by structuring higher deductibles into your insurance plans.

3. TIP #3 All individual health insurance policies are not Major Medical plans. Some are hospital plans with stripped benefits or are ridiculous outlandish hospital indemnity plans. Always try to purchase Major Medical insurance. Most Major Medical plans pay up to at least ,000,000 in lifetime benefits. Recently I had neck-spinal fusion surgery, forcing 4 days of hospitalization. Total expenses exceeded ,000. A regular hospital plan probably leaving ,000 unpaid could be expected. The idiotic purchase of a hospital indemnity plan would have paid specified amount per day in the hospital. Having a hospital indemnity plan paying 0 daily, it would have paid out ,000 total.

4. TIP #4 Evaluate your age and see if you need maternity benefits covered. A problem newborn can easily accumulate 0,000 in advanced medical care. Therefore a plan with maternity benefits can shoot up costs. When checking rates, see if the insurer has one rate for all ages, male or female. Some individual health plans base your rates on age, with females getting lower rates at certain ages, and males getting gouged at higher rate bands. Overall, buy the best policy you can afford to keep.

5. TIP #5 Do not inquire about health insurance until you have fully evaluated your present and past medical conditions. An Individual Health Insurance Company may elect not to cover your conditions, plus raise up normal premiums. If you have serious health conditions you might try to see if Blue Cross will insure you (without 180 days of coverage for pre-existing conditions). If you operate a business out of your home, or are an independent contractor, or self employed with a registered name you have one lucky star. Check your local Chamber of Commerce whose many benefits may include eligibility on their large group plan. A unique way to get large group coverage for 1 person,

6. TIP #6 Check out the HMO, health maintenance organizations and PPO, Preferred Provider Organizations. Remember though that an HMO is like your mother saying NO or beg me first. It doesn't take long until you feel like a number, not a patient. Good luck getting a referral approved, either though your doctor insists on it. Plus you select your doctor from their list and only use a certain hospital when necessary. A PPO offers more flexibility of course at a higher price.

7. TIP #7 This one is easy to become a scam victim of. A virtually unknown insurance company enters your area, aggressively fighting for you to sign up. The rate is below all others, and benefits are comparable. The first 3 years the company signs up thousands and thousands of individuals in good health and pays little out in claims. Suddenly people like you have major health problems and start submitting claims. The insurance company doubles their rates. Most of the people in good health go elsewhere, but you are stuck.. The insurance company may again double rates, hack off benefits, cancel policies, or sell out to another carrier. Quicksand where you can't be rescued!

8. TIP #6 Don't have a heart attack if you are left with thousands of dollars in medical expenses. Most hospitals and doctors have already built in a price margin to cover some costs of those who can't pay the entire bill now. Keep you mouth shut, and you hands away from the phone until you bill goes to a collection agency. Remember, these bully meanies do not get a dime unless you pay. Don't give into threats! After 6 weeks of receiving pestering calls, make your move. If you have a 0 bill, offer to pay 0 in 5 days, many collectors jump to settle on this lower amount. Should you have a long range problem go right to the top claims administrator. Offering to pay 0 a month will earn you 6 years to pay off a ,000 bill, plus keep your credit.

8 Insider Tips on Buying Individual Health Insurance

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Health Insurance Contracts - Convenient Claims

Have you ever wondered why some doctors, hospitals, and other healthcare providers can automatically file claims for you while others you must pay out of pocket or file cumbersome claim forms to get the bill paid? This is the result of health insurance contracts. Healthcare providers contract with certain health insurance companies and agree to accept a discounted fee in exchange for automatic billing and reimbursements. These contracts, often referred to as payer contracts, also include other terms in order for a physician or clinic to become part of a particular health insurance provider's network of physicians.

These payer medical insurance contracts can be quite beneficial to physicians and other healthcare providers. In exchange for accepting a discounted rate, medical professionals and practices gain access to each insurance company's participants. They also benefit by way of a more guaranteed payment system known as assignment of claim. Rather than billing the balance of medical treatment costs to the patient and waiting for payment, invoices for services provided are submitted directly to the insurance company and paid directly to the doctor. This reduces the risk that a patient will file a reimbursement claim with their health insurance, yet not pay the doctor's invoice in full.

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Medical insurance contracts with multiple managed care companies ensures a physician or other medical professional can accept patients from numerous networks, all with a reduced risk of collection accounts for patients who elect not to pay their bills. More secured revenues help a medical practice increase their revenues, even though they are getting paid less in terms of per visit charges. For many practitioners, this guaranteed payment is worth far more than getting top dollar for their services. For patients, this system also assists them with out of pocket expenses and time spent waiting for reimbursements.

Whether your physician files your insurance claims automatically or you file claim yourself can determine how much you must pay at the time of your treatment. For example, if your doctor has health insurance contracts with your insurance provider, you may only have to write a check for your co-pay. However, if your doctor does not have a payer contract with your particular insurance provider, you will often have to pay the entire bill at the time of your appointment, then request reimbursement from your insurer. Naturally, you must pay your required deductible before your insurance company pays out on any claim, no matter if your doctor has a payer contract in place or not. If you need assistance in locating particular coverages at a pre-determined price, we can help save 50% on health insurance.

Health Insurance Contracts - Convenient Claims

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Common Havanese Health Problems - Keeping Your New Havanese Puppy Healthy And Happy

You are serious about learning more about how to care for the Havanese puppy you wish to purchase. It may have been many years since a dog has been in your home, or perhaps this will be the first do you have ever owned, or perhaps you have never spent much time with small breeds. What questions will you want to ask your Havanese breeder before you commit to the purchase of a particular animal? What simple, regular routines will you undertake to ensure your Havense's continued good health? What are the signs of health problems in any dog? What are the signs of particular Havanese health problems?

Do you know what you would do if needed to arrange emergency care for your Havanese? What should you do if your Havanese suffers an injury such as a broken bone? Do you know how to talk to your veterinarian about the injury?

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Havanese' tend to be long-lived and very healthy. However, you should know about common Havanese health problems that might affect your dog. Since all Havanese in the United States can trace their ancestry to one of eleven animals, genetic Havanese health problems can arise. Havanese' are prone to displacement of leg bones (luxating patellas), genetic deafness, and eye problems. The problems are relatively rare and not fatal. Some of the leg problems with the Havanese can be corrected for surgery, but this will render the dog ineligible to compete in shows.

Luckily, Havanese breeders regularly test their stock of sires, dams and puppies for these disorders. The Havanese Club of America recommends breeders perform annual examinations of eyes, knees and hips, and hearing for their dogs. Eye test results are registered with Canine Eye Registry Foundation (CERF) and knee and hip tests with the Orthopedic Foundation for Animals (OFA). An honest breeder should be able to provide you with the results concerning your Havanese.

You are the first line of defense against Havanese health problems. You should keep an eye on your Havanese and notice any changes in behavior or appearance. An animal that is usually lively and playful who becomes dull and listless may be unwell. A loss of appetite or weight may also signal illness. Regularly check your Havanese's coat for fleas and ticks. A mass under the skin may be a sign of an abscessed wound and should receive prompt veterinary care.

Keep your veterinarian's phone number readily available in case you need to arrange emergency care for your Havanese. If you need to transport your Havanese to the veterinarian, be sure to do the following. Muzzle the animal, because injured animals may bite even their owners. If you suspect a limb is broken, wrap the limb in a towel and loosely tape it. Do not splint the limb. You can lift small dogs directly under their belly. For small dogs with a suspected neck, back or hip injury, lift the dog on a board. Lift large dogs on a board.

Common Havanese Health Problems - Keeping Your New Havanese Puppy Healthy And Happy

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How to Use Yucca Root For Health

This root's name is pronounced "yoo-ka," not "yucca," and is appreciated by nearly half of the world. It's definitely worth trying. If tapioca is a favorite, the yuca root will be, too. The flesh of this root, known as manioc or cassava, is used as a base for this pudding. Yuca is not Yucca, a genus of the bayonet-leaved showy plants of the Agave family.

An excellent source of iron, yuca root provides some niacin and calcium. One-half cup of cooked yuca contains about 40 calories. Eating five daily servings of fruits and vegetables lowers the chances of cancer. A recent study found that eating nine or ten daily servings of fruits and vegetables, combined with three servings of low-fat dairy products, were effective in lowering blood pressure.

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You can use yucca in various ways including:

1. Eat Yucca root (Cassava), as if it were a potato. Cook the root into the oven and place the potatoes in the recipes to increase your intake of vitamin C, B and A as well as calcium, phosphorus, potassium and iron.

2. Use its powder, the pure dry root of yucca contains, by mixing with water, yogurt, smoothies or juice as you protein powder. The powder from its root contains saponins, which are effective as anti-inflammatory agents, muscle spasms, reduce pain, provide relief from arthritis.

3. Its roots' extracts in the form of tablets, joint pain, arthritis, bursitis, colitis, and treatment of osteoporosis. This supplement is also known that you extra energy, too.

4. Cassava Drinking tea, cleanse blood and purify the intestines.

5. Apply the root: Shampoo your hair soft. You can get shampoo of roots of the Yucca from many natural and healthy food or stores Buy online or make shampoo. Its roots were used by Indian tribes for years to get out, hair loss and dandruff, while preventing the hair shiny and beautiful.

6. It acts like a cleanser and food for your joints. It is excellent for those who have had limited mobility due to age. It contains steroidal saponins that promote working as a cleaner and nutrition for joints, so that there is less risk of future damage. Fill your diet with yucca for a healthier and more flexible!

Scientific Names: Yucca spp. Family: Agavaceae

Common Names: Yucca, Manioc, Cassava, Mojave (Mohave) Yucca, Spanish Bayonet, Our Lord's Candle, Joshua Tree, Datil, Adam's-Needle, Mole, Soap Weed, Whipple Plant, or Dagger Plant

How to Use Yucca Root For Health

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Best Health Business to Start - Home Franchise Business

A senior health care business is the best health business to start. You can start a home health care business or you can purchase a franchise. Both ways have their own good aspects and negative aspects. Yes, a home business can be more cost-effective but a franchise can have a better chance for success in the long run.

This is because a franchise already has some established and effective management formulas. Also, a franchise already has a set base of clientele or is already well known. Attracting clients would not be that hard compared to when you start a business from scratch at home. But what if you want to have the perks of a home business as well as a franchise business? Well, there is no problem getting both at all!

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The health care industry is currently exploding with opportunities. Acquiring a franchise home health care business is not at all impossible. And a franchise home health care business is definitely the best health business to start! How then are you going to go about things?

First off, the best health business to start would not always mean the best business for you personally. So consider first if a franchise home health care business is indeed right for you. If you are more than interested in the people business, if you want to crate a difference in people's lives, especially those who need the difference most, have a good business sense, and if you are passionate about the health care industry, then this type of business is definitely the best health business to start for you!

If you have established that you really want to do it, start taking a closer look at the offers in the market. There are many companies offering a franchise home healthcare business. Choose one that has innovative procedures and training, has effective programs, and one that will help you effectively and efficiently provide full scale medical staffing services and senior home assistance and care. If a home franchise healthcare business allows you to offer lots of services to the public, then that business is none other than the best health business to start!

Best Health Business to Start - Home Franchise Business

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Does Masturbation Improve Prostate Health?

Masturbation has been long associated with numerous myths and it is often a taboo subject in many parts of the world. It is as if humans are meant to derive pleasure from others and not on their own!

The world of sex has undergone paradigm shifts and masturbation is today viewed as a channel for stress relief, a tool for sexual stimulation and an outlet for a better prostate health. There is a definite risk of sexually transmitted diseases and infections during sexual intercourse and masturbation is free from these dangerous consequences of sexual intercourse.

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Hitherto masturbation was wrongly associated with an enlarged prostate. Research has shown a positive correlation between increased frequency of ejaculations (whether through intercourse, nocturnal emissions or masturbation) and good prostate health. The prostate contributes to a major share of the volume of the semen. Animal studies have shown that carcinogens found in cigarette smoke and environmental toxins concentrate in the prostatic fluid and the more often one flushes out the prostate gland, seminal vesicles and the ejaculatory ducts the less are the chances of cancer of the prostate.

Men beyond the age of forty are prone to prostate illnesses. Prostate enlargement whether benign or malignant can cause undue suffering. Benign enlargements need lifelong therapy and frequent monitoring. Cancer of the prostate is far more deadly and one has to undergo surgery, chemotherapy and radiotherapy to minimize the spread of the disease. Substantial benefits can be derived from preventive measures like herbs for prostate enlargement and a diet that includes foods rich in lycopene, selenium and Vitamin E, but they are not a cure in their own right.

How does masturbation actually help prevent enlargement of the prostate? One can only hypothesize the situation. During an orgasm (either by way of intercourse or masturbation) the thin sheet of muscle that encircles the gland contract vigorously leading to shrinking of the gland. Some of the prostate medicines work in a similar way of contracting the thin sheet of muscles around the prostate. Thus orgasms or prostate medications serve the same purpose - to contract the muscles and shrink the gland. Regular masturbation keeps the tone of these muscles in good state and also keeps the size of the prostate gland under check.

So go ahead, please yourself! Preventing prostate cancer and prostate enlargements can be a truly pleasurable experience!

Does Masturbation Improve Prostate Health?

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Current Health Articles: Health News Today You Should Know

Looking for the current health articles to read, but don't have the time to read all the articles written in your health magazine? Then you might find the following health articles overview interesting;

Current Health Articles:

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H1N1 Flue Deemed Non-Sensational!

The seriousness of H1N1 Swine Flue wrapped the world in great terror during its debut outbreak. Today, health officials say that the outbreak of Swine Flu is not really considered as that devastating. The pandemic H1N1, personified by the media, was nothing more serious than previous seasonal flu viruses; this is also according to one research group who made an independent census on flu.

Men More Likely to Suffer Memory Loss

According to a recent research, men are found to be much more susceptible to memory loss and mental impairments than women. The new research points out how gender greatly affects the mind and why it is less likely to be experience by women. This is because the male group have higher tendency to develop Mild Cognitive Impairment which can sometimes trigger Alzheimer's disease. People who suffer from MCI also notice problems related to analytical ability and memory.

Cheaper Treatment for HIV-infected Kids

Because of the pronounced costliness of HIV treatment, the options for HIV-infected children have become limited for the past decade. But thanks to the establishment of a new U.S National Institutes. Their funded study revealed a possible and cheaper means in treating children infected with HIV. Their discovery also includes the practical use of Nevirapine as an HIV drug in the treatment. Nevirapine is the most frequently turned to HIV drug that helps reduce the risk of HIV transmission to newborn babies.

Hair Hormone Reveal Causing Heart Risk

Because there was no direct evidence that would link a chronic stress to heart attack, many researchers viewed it that way. Today, a recent study had revealed that an increased level of stress hormone called cortisol in the shaft of the hair can stimulate and improve the risk of heart attack. In this study, it was also discovered that cortisol level is a more important heart attack predictor than high blood, high cholesterol and smoking combined.

For more current health articles, you can check the web for more info.

Current Health Articles: Health News Today You Should Know

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Police Background Checks - Police Reference Check

A police background check goes by a lot of names. It is sometimes called criminal records checks, criminal background checks, police record checks. It is also referred to as police reference checks or criminal reference checks. However, the preferred term is "background check" because the term "criminal records check" might be misleading. You might be misled to believe that a person's criminal history is the only information provided on the person's criminal record. In truth, a police report also contains information about a particular individual. These could include information about a person's mental or psychological health, pending charges, charges that have been cleared or acquitted, non-conviction cases or allegations of any sort. The bottom line is, you have had any contact with the police or have become associated with the police for any reason, you may have a police record in existence.

There are many reasons for asking for a police background check. People who wish to volunteer for activities, those applying for a job, those who wish to rent an apartment, obtain a license for their businesses may have to obtain one that they can present to their prospective schools, regulators, employers, agencies or landlords. This background check can help an organization to determine whether you are the right person for the activity or for the job. This background check will give them a better idea of your trustworthiness, integrity and honesty and will ultimately enable to decide your suitability for a position. A background check is sometimes part of the screening protocol that includes reference checks, application forms and face-to-face interviews.

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If you wish to obtain a police background check, request forms are usually available from your local police station. Individuals can submit the application form themselves at the local station or go directly to the police headquarters. Sometimes, an agreement between employers, agencies and police departments exist so that the employer may submit the reference check on behalf of his prospective applicant. When presenting a check, you may have to bring identification documents such as a passport or a driver's license to verify the identity and address of those wishing to acquire one. Be prepared to shell out some money when obtaining one. The fee usually varies from once police station to the next, but the fees are usually between to . Sometimes, the employer may cover the cost or the agency may have an agreement with the police station to waive the cost of the check.

Police Background Checks - Police Reference Check

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Health Insurance Ratings - Where Are They and What Do They Mean?

When buying a medical plan, you need to make sure that you are buying from a reputable company. There is no point to having insurance if the company you are dealing with will not be able to pay your medical bills. It is very important that you check the companies health insurance ratings to make sure that they are financially sound, and that they can deliver on what they promise.

Many different companies have formed around the idea of rating. You can find health insurance ratings through Finch Ratings, A.M. Best, Standard and Poor's Rating. All of these companies will have a list of ratings for different companies. You can also Google the company you wish to buy from to find their score.

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This evaluation system is a little bit different then other systems you might have seen. They are scored from triple A, or AA, to double C, or CC. Triple A is the best score that an insurer can get. If you find a company that has a AA rating that means that they are a very secure company. They will likely be around for years to come, and can pay off your claims in a timely and efficient manner. A company ranked CC, is not financially secure and may have trouble paying any claims. A CC company should be avoided.

You can feel assured with your company if they have a rating of BBB or above. Companies that fall below this line may not be the best ones to deal with. Also, you should know that an NR rating just means that it has not been rated yet. A DDD score means that a company has either failed to pay their claims, or is frequently late with their payments.

Health Insurance Ratings - Where Are They and What Do They Mean?

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The Nutritional Health Benefits of Tungsten

Tungsten is a chemical element whose atomic number is 74. Tungsten can be cut with a hacksaw in an impure state. It is very hard and corrosion resistant. It is heave and is a steel grey transitional metal.

Tungsten can be found in the minerals wolframite (iron-manganese tungstate), scheelite, ferberites, and hubernite. The nutrient has strong physical properties. The nutrient has a higher melting point then any other non-alloy metal.

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The biological role of tungsten has enzymes oxidoreductases that use tungsten similar to molybdenum by using it in a tungsten-pterin process.

In Fallon, Nevada urine tests of cancer patients and their families showed elevated levels of tungsten. The CDC however says that though there is no data available that actually makes that connection.

There isn't that much information out there on Tungsten, however, it can be beneficial to ones health when combined with the correct nutrients. We have found out during our ten years of research in to nutrition and various alternative natural health supplements, that by taking certain nutrients with other nutrients needed, the therapeutic benefits can be elevated to extreme levels.

Not many supplement manufactures are aware of this however, and on top of industry wide problems such as toxic contaminants and the actual ingredients not being in many health products available, the actual products produced can be low quality. The only person that sufferers is sadly, you, the consumer.

To address such problems we advise you find a natural supplement manufacture that complies with pharmaceutical GMP compliant facilities, such places are the strictest in the world for the manufacture of dietary supplements.

We also recommend that you email the company to confirm if they have a certificate of analysis on file. This confirms that the listed ingredients are the nutrients contained in the product you are interested in purchasing.

The Nutritional Health Benefits of Tungsten

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Questions to Ask Yourself Before Buying Health Insurance

When buying health insurance, you should first consider several important factors. Know more about such considerations.

Everybody Needs Health Coverage

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This is a common knowledge. You could be in the pink of your health today, but you are not certain how your health could be tomorrow. Your resistance to illnesses might be strong but that could be no assurance that you would not encounter any accident. You may fall off your ladder at home or you might figure into a serious car accident tomorrow. Whatever happens, it is better if you are sure you have the right healthcare plan to keep you covered no matter what happens. If you do not like to go on a medical bankruptcy, you must start finding and buying health insurance plans that are appropriate for you.

Do Your Homework First

When buying health insurance, it is logically better if you would do your homework first. That means you should not immediately grab the first product that you encounter. You should be reminded that some health coverage plans are inferior compared to others. Strive to find and buy only the best, with the most comprehensive and most reasonable coverage. Here are three top questions you should ask yourself before buying health insurance. These are according to health insurance experts.

First Question

First, ask yourself, 'Do I prefer to keep my personal doctor?' For sure, you are at ease with a personal physician. Unfortunately, your current doctor might not be included in the network of doctors that are accredited by your healthcare plan. In this case, you should consider getting either an HMO or a PPO. When you decide to take an HMO, you should agree to consult only within the insurer's network of doctors if you want to stay covered of your policy. For its part, if you want to visit your personal doctor or any doctor for that matter without getting out of your policy coverage, a PPO plan would definitely be the right product for you.

Second Question

Second question to ask is, 'What is the current and anticipated coverage or need of my household?' If you were getting health coverage, whether individual or group, you would have your spouse and children also covered by the policy. In this regard, you should consider the type of health and medical services that you as well as your family needs on a regular basis. For instance, if one of your children has asthma, your plan must enable you to have your child see any asthma specialist.

Third Question

Lastly, ask yourself, 'How much would I spend for premiums and out-of-pocket expenses?' The HMO is a cost-effective policy if you want comprehensive health coverage without any out-of-pocket expense. As mentioned, if you want to consult with doctors who are out of coverage network of a plan, buying health insurance under the PPO is for you. Be prepared to shoulder out-of-pocket expenses like doctor's fees and laboratory charges.

Questions to Ask Yourself Before Buying Health Insurance

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Carpets and Health

Carpets have become an important part of our lives whether they are used for decorative purposes or for gaining comfort and warmth. However, despite their advantages carpets and rugs may cause some noteworthy health risks that ought to be discussed before you decide to install carpets in your home. Although high quality carpets do not pose many risks, some low quality fibers as well as backing materials emit by products that could be extremely harmful for the health of an individual. These toxic chemicals are hard to avoid even if you clean and wash your carpets on a daily basis.

Modern carpet manufacturers claim that they have taken care of many of the health risks and the new carpets being manufactured are clean and pure. However, people who are very sensitive to harsh chemicals must not install wall-to-wall carpets in their home. If you are fond of rugs, you can place area rugs on wood flooring instead of going for wall-to-wall carpeting. All-cotton area rugs are much safer than nylon or polyester carpets.

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Usually the symptoms that have been reported by people sensitive to carpets I include nausea, skin allergies, headaches, swelling, and vomiting. These reactions are mostly caused by unregulated factory manufacturing processes which can be overcome by carefully controlling and supervising the production of carpets. Some people claim that there is no connection between carpets and asthma or allergies. However, if you are suffering from asthma and the doctors have not diagnosed any other cause you must consider replacing your carpets with hardwood floor.

Victims of indoor air pollution must check if their carpets are installed on unventilated floors. Carpets and rugs that have been damaged due to water seepage should be removed and replaced with new ones. Vacuum cleaning is also an important step towards healthy living. If not daily, carpets and rugs should be vacuumed every other day to minimize indoor pollution. Use of acaricides to kill dust mites has also proven useful in controlling health risks posed by carpets. In addition to carpets and rugs, furniture and beds can also be cleaned with these acaricides.

If you want to stay away from health hazards posed by carpets and rugs, then look around for zero-VOC adhesives and low-VOC carpet products. Today the carpet industry after recognizing the health risks has started producing safer products with very low emission levels. Further health hazards can be avoided by regularly cleaning and washing the carpets and installing them in low traffic areas.

Carpets and Health

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Pet Health Questions

If you own a pet-be it cat or mouse, piranha or puppy-chances are, you have your share of pet health questions you've always wanted to ask. Each type of pet no doubt comes with its own share of specific health-related questions that would take pages and pages to answer, but you'll find a few of the most commonly asked health questions answered below.

Pet Health Question #1: Animals can't talk, so how do I know when my pet is feeling ill?

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While your pet may not be able to tell you in English what's ailing them, you can learn to interpret your animal's own language by paying attention to a few crucial signs. One of the first symptoms that something may be amiss with any animal's health is a decline in appetite, especially in young animals. It's very important, then, that you keep a careful eye on your pet's food and water intake. Some pets, like older dogs, may skip meals occasionally, but if your pet refuses more than two meals or if a free-feeding pet suddenly stops eating, start monitoring for other symptoms Common symptoms of illness include a marked decrease in normal activity, a sudden decline in self-grooming, anti socialness, an unusual loss of fur/feathers/skin resulting in sores and/or bald patches, diarrhea, markedly increased water intake, watery or mucous-y eyes and nose, pale gums, and dehydration. Check for dehydration by performing a simple skin elasticity test. Find a spot on your pet's body where the skin is normally tight (so, not the scruff of the neck) and pinch/lift a small amount. If the skin does not spring back immediately, dehydration may be a problem. If you notice any of these symptoms, don't hesitate to call your vet While most illness aren't serious at their onset, they can very quickly become serious, especially in very young or very old animals.

Pet Health Question #2: What steps can I take to ensure my pet's good health?

Above all, you must know your pet, inside and out, physically and emotionally. Learn about your pet's basic physical makeup so that you can pinpoint where problems might be originating. Also make a point of getting to know your pet's personality and normal behaviors by spending a time with them. Grooming is a great way to bond with your pet, as you'll get to know what's normal for your pet's body and what's not. As you groom your companion, check for any unusual lumps, abrasions, or changes in skin condition, such as sudden dandruff or yellowing. Of course, preventing illness in the first place should be your goal. Offer your pet every chance to to stay as healthy as possible by feeding him or her a proper, species-specific diet of quality food, making sure your pet's exercise requirements are met, going for annual vet check-ups, and guaranteeing that your companion is well-protected from the elements, predators, and other dangers of the outside world. Among these dangers are easily preventable, but extremely deadly diseases and parasites. Depending on the type of animal you own, you may need to have your pet vaccinated annually and have your veterinarian place them on a parasite prevention program to ward off worms, fleas, and West Nile virus.

Pet Health Question #3: Help I think my pet is sick, and I have no idea what to do

Your first task is to NOT panic. Pets are very perceptive of human moods, so if you're panicking, chances are, they might panic too. Your second task is to assess the situation. If your pet has ingested a chemical or other foreign substance, is bleeding heavily, choking or gasping for breath, making pained noises, or is lying down and won't or is unable to stand, you'll need to call a veterinarian immediately. All vets have after-hours emergency numbers to call, and many cities now have 24-hour animal hospitals. Always keep your vet's regular and emergency numbers in a handy place such as the refrigerator for instances like these. If it doesn't seem to be an emergency, you'll want to spend a few moments preparing a list of symptoms and asking yourself some questions so that you can tell the veterinarian as much as possible when you call to make an appointment.

What are your pet's symptoms? When did the symptoms start? Has your pet taken any water or food since the symptoms began? If your pet becomes ill after normal veterinary hours, but the situation doesn't seem to warrant a trip to the emergency clinic, then try to keep your pet as comfortable as possible. Offer a heat lamp, heating pad, hot water bottle, or blanket, but do not force them onto or under it. Does your pet want to hide? Let them, but monitor their condition regularly, even through the night. Bring outdoor pets inside, do not force your pet to eat or drink if they don't want to, and do not wake them up if they wish to sleep. If symptoms seem to worsen, don't hesitate to make an emergency call. That's what your veterinarian is for-to assist you no matter what.

Hopefully, you've just had some of your pet care health questions answered. Keeping yourself informed and prepared is one of your obligations as a pet owner, so read up on the health needs of your specific type of pet and ask your veterinarian should you have any further pet health questions. Knowledge is the best defense and medicine when it comes to your beloved pet companions

Pet Health Questions

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United Health Care Insurance

There is a greater good out there if you're looking for good quality health insurance. That's right you're going to need health insurance and there's something good out there. We're talking about United Health Care Insurance, a great source for your care. If you're looking for an interesting way to fix your world view and triumph in regards to your health you need to check out this great information.

United Health Care Insurance is definitely something that is spectacular. You are going to definitely love your life and your time if you simply go forward instead of going backwards. For anyone that is out there and needs health insurance fast and easy, you need to make sure that your into a good wealth of knowledge. This type of knowledge isn't going to find you, you need to find it and make sure you're doing well.

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You need to make sure that you get good health care insurance if you're going to be out in this crazy world. Protect yourself and your family in case of injury, accidents and so much more out there. You need to make sure that you're not failing to get things going for yourself, so check it out with haste and make sure you're covered for the future. If you're active, if you're young, if you're old, whatever your status is in life you need to be covered, so why not get yourself a good police and move forward? It's a good thing to know and have.

United Health Care Insurance

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What is a Holistic Health Practitioner? (HHP)

"Holistic" is derived from the Greek word holos which means "whole". And so the aim of a holistic health practitioner is to focus not on disease, but rather mind, body, emotional and spiritual wellness. The difference between what an Allopathic, conventional professional does and what a holistic practitioner does is simple to explain. Orthodox, allopathic medicine has its focus on treating the symptoms of disease whereas holistic therapies focus on preventing or getting to the cause of illness. The one treats sections or parts of the body whereas the latter treats the person as a whole; proper nutrition, healthy mental, emotional and spiritual aspects of self.

A holistic practitioner uses non-invasive, drugless healing methods to help facilitate in bringing a state of homeostasis to the client. The great benefit about being a holistic health practitioner is that you can never get bored of your practice because there are numerous methods in holistic medicine that aim at focusing on the whole person. It is an enjoyable process to keep adding to your knowledge base. Some of the methods used depending upon credentials; acupuncture, homeopathy, nutrition, self care, energy medicine, spiritual counseling, Reiki, meditation, sauna therapy, catalytic herbs, Chinese herbal medicine, hair analysis, using ancient wisdom principles, power of intention, quantum physics, brain reprogramming to name a few.

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A holistic practitioner understands that the body has an innate capacity and intelligence to heal when given the proper tools - exercise, inner reflection, nutrition, rest and social interaction. When holistic medicine is used in conjunction with conventional, allopathic medicine, we normally call that Complementary and Alternative Medicine (CAM).

The key is to be able to balance the body - mind - spirit connection by integrating practices from all of these standpoints. Holistic health emphasizes prevention, health maintenance, longevity and wellness. A practitioner in a sense, also becomes an intuitive life coach, addressing the clients entire world including family, job, health and spiritual needs. A holistic practitioner knows that the client is fully responsible for their own healing and views them as an active participant in the healing process.

Allopathic medicine is reactive whereas holistic is proactive. Holistic medicine works best for prevention of disease as well as relieving and getting to the cause of chronic disease. A practitioner can check for toxicity levels and set a plan in place to help the body help itself by gently removing the toxins and then employing an entire program to help build the immune system.

What do holistic health practitioners find themselves doing once they complete a holistic health practitioner program? The ideas and opportunities are endless; from manufacturing or formulating nutritional supplements to holding health seminars, tele-classes, writing articles, books or workbooks, or educating others, owning their own business or consulting practice - you can see the list is endless depending upon how creative you want to get. The great thing about HHP's is that they can successfully work from home and create their own hours, as well as cost per client session.

If you are interested in enrolling in a home study, correspondence HHP program and would like to apply for board certification as an HHP through the American Association of Drugless Practitioners, consider taking a look at our HHP preset programs or choose five courses to create and build your own HHP program. Visit here to browse our Natural Health, Energy Healing and Spiritual Counseling programs http://www.holistichealersacademy.com.

What is a Holistic Health Practitioner? (HHP)

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Affordable Health Insurance for a Small Business Owner

Self-employed small business owners make up 27 million of America's 45 million uninsured. If you're one of them, here's how to get affordable small business health insurance.

Look for Group Options

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You can find the best rate by finding a group to be part of. Some states allow small business owners to qualify for more affordable group plans as a "group of one." Check with your state's Department of Insurance to see if this option is available to you.

If your state requires at least two employees, you may be able to put your spouse or other relative on the payroll. You'll likely need to show a tax return or business filing to show that you have a real business.

You may also be able to join an industry group, credit union, chamber of commerce, or other group to find group-plan coverage.

Research Your Options

Even if you do not qualify for a group rate, you can save money by choosing the best health plan for you. Many different types of health plans are available, including:

* Health Maintenance Organizations (HMOs)

* Preferred Provider Organizations (PPOs)

* Major medical plans

* Fee-for-service plans

* Medical Savings Accounts

Each type of plan offers different costs and coverages. Some, such as HMOs and PPOs, have lower premiums but limit your choice of care givers. Others offer more freedom and comprehensive coverage but have higher premiums.

Compare Quotes

Premiums can vary dramatically from one company to another, so it's important that you take enough time to compare quotes before choosing a plan.

An easy way to begin comparing quotes is to go to an insurance comparison website. Here, you'll fill out and submit a simple online questionnaire with information about your business and your insurance needs.

If you have questions as you fill out the questionnaire, the best insurance comparison websites have insurance professionals on hand answer your questions and advise you on which type of policy would be best for your situation. (See link below.)

Once you submit your application, you'll begin to receive quotes from multiple A-rated insurance companies. You then simply review the quotes and choose the company with the best policy and the best rate.

Affordable Health Insurance for a Small Business Owner

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Elder Care Insights - Choosing an In-Home Health Care Provider

As America's "baby boomer" generation enters the second half of their lives, we face some heartbreaking choices as to how best to care for our aging parents. Many families are already struggling to cope with these issues, as they are caring for their elderly parents while raising their own children who are still living at home. Stretched to the limit of their physical and personal resources, these families must face the realization that it is time to hire an in-home health care provider. If you are at a loss as to where to begin, below are some tips that will help you to evaluate your needs, as well as those of your loved ones, and to make decisions that will give everyone peace of mind.

First, decide whether you want to hire a caregiver from a state agency or private agency. Usually, a state agency is funded by the state in which it operates, and is considered to be a state subcontractor. A private agency is just as it sounds. It is independently owned and operated, and its clients are called private pay clients. There are advantages and disadvantages to each. A caregiver from a government agency is subject to hiring practices that are standardized. Accountability and administrative procedures are taken care of at the agency. Private pay companies are often staffed by a small group of hourly workers. They have their own accountability standards, as with any sole proprietorship. The option you choose may depend upon your financial situation. Private pay service is usually much more expensive.

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Get it in writing: Assess the needs of both the family caregiver and the person for whom care will be provided. Use a worksheet to create a "contract for services," so that it is clear exactly what is expected of the care provider.

Generally, caregivers provide four categories of services (think of the acronym H.E.L.P.): Health Care Services, Emotional Care, Living Independently, and Personal Care Services. Health care services can include managing medical appointments, medications, and physical therapy. Emotional care consists of meaningful social activities, hobbies, a creative outlet or simply companionship. Living independently can require that the caregiver run errands, fulfill transportation needs, go shopping, cook, clean and performs other household chores. Personal care services can include bathing, dressing, and using the toilet.

Both you and your parent should actively participate in the hiring process. Your loved one may have strong preferences about the type of person he or she wants to hire. Make sure that these preferences are clearly expressed in writing. For example, your parent may prefer one gender over the other, cultural similarities, a non-smoker, and so on. You may also want to make note of what type of cooking, shopping and housekeeping routines you prefer.

Get all the info: Most agencies and private pay companies run background checks on their care workers; however, get all the information that is available about the person who will have full access to your loved ones and their home. Be as thorough as you would be for child care.

Check in on occasion. By checking in on your loved ones, you are letting the care providers know they are being supervised. While you may adore the young lady or gentleman who is caring for your elderly mother, you may not know who or what is being brought into the house during your absence.

Recognize the signs of abuse: Isolation from family and friends is one of the first signs of abuse. If you are not allowed unfettered access to your family member, or you believe excuses are being made for your parent's absence or lack of availability via phone or in person, be sure to look closely at the situation.

Call for backup: Know what options are available for last-minute services should a care provider become unavailable. Have backup options ready. Even caregivers need to call in sick on occasion.

Reevaluate regularly: As health requirements and personal preferences change, so must the services provided. Establish a pre-set date for periodic review of the personal services contract. This allows for maximum flexibility and will give you the breathing room you need to modify or amend the contract, if changes are warranted.

Finally, be sure to express your gratitude. You are hiring a care provider because you either cannot or will not take up this immense task. The person taking care of your parent's needs is giving the greatest gift they could give. Theirs is a noble profession, one that requires compassion and infinite patience. Be certain that you acknowledge their efforts and show your appreciation for a job well done.

Copyright 2005 All rights reserved.

Elder Care Insights - Choosing an In-Home Health Care Provider

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Health Insurance Types - HMO And PPO - Pros And Cons

When it comes to categorizing health insurance plans we use the term indemnity insurance and managed care insurance. Before we explore and compare these types of plans, we want to mention here that all insurance plans share the same fundamental similarities. For instance, all health plans have the characteristic of monthly, quarterly or yearly premiums which can be paid either by cash, check, and credit or debit card or automatically through bank draft. These payments vary by plan, age of the insured, features included in the plan and also if the insured has any pre-existing health. In addition, there are often other payments you must make, which will vary by plan. Most health insurance plans are also characterized by certain out-of-pocket costs such as a co-pay. A co-pay is the amount that the insured pays up-front while at a doctor's visit. Co-pays also vary depending on the patient and the nature of the doctor's visit.

Indemnity Care

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This type of insurance plan offers a wider variety of doctors and specialists. There is also more variety to choose from as far as hospitals. Patients who are covered under Indemnity plans are billed for any out-of-pocket costs accrued from their doctors' visits and other incidental charges only after those charges have been incurred and billed.

Managed care plans

These health care plans consist of working arrangements that a group of doctors, hospitals, and health care providers who come together to give health care to their members at discounted costs. These providers have a huge variety of doctors, specialists and hospitals to choose from and this choice can easily be made by just entering one's zip code into their website and all the doctors participating in the plan will be displayed. For psychotherapy updates need to be provided by the therapist and sessions are given out in groups requiring more requests.

Managed care plans are also renowned for offering excellent care at discounted rates. The members pay a low co-pay, usually somewhere between and .00. The co-pay for dental and vision care co-pays are usually slightly more costly and may range into the hundreds of dollars even thought the care itself is still at a reduced cost.

Another advantage accrued by managed care members is that they have less paperwork to deal with. Recent technological developments within the managed care system have automated most basic tasks and members can fill out all the necessary paperwork right on the Internet. This is very convenient and saves time for both the managed care provider and the member.

There are two main types of managed care plans: HMOs and PPOs

HMOs- (Health Maintenance Organization) This type of managed care works through a group of doctors, medical personnel and facilities and these works directly for the HMO. Each patient is supposed to pick their doctor, known as a primary care physician or PCP, who becomes the patient's point of reference for all the patient's health care needs. HMO patients experience lower premiums primarily because the cost of care is spread out among all the members. As we mentioned earlier, HMO members also have less paperwork to deal with because everything is automated online.

A downside of HMOs is that the patients have to get their primary physician's referral ("permission") before they can see a specialist. This may be risky if the patient is in an emergency situation because it wastes time.

PPOs-Participating Provider Organization or Preferred Provider Organization, is a type of health care plan which is very similar to HMO in that the doctors, hospitals and health care providers have joined together to provide managed care at discounted. Their logic is revolves around the fact that they can charge less and therefore get more patients who are attracted by the low prices.

The idea of a preferred provider organization is that the providers will provide the insured members of the group a substantial discount below their regularly-charged rates. This will be mutually beneficial in theory, as the insurer The PPOs work by negotiating with health care providers to handle disputes between insurers and providers ad deal with all fee issues. It is important to compare for your area to see what the premiums are as well as providers and what is included.

Health Insurance Types - HMO And PPO - Pros And Cons

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Men's Health - Correcting The Erection And Learning How To Keep It

Men's health is a very strong growing field. Yes, this is definitely a very good thing. A men's health condition that I want to write about today is one that can can be improved. Have you heard this phrase before: A man who has a harder erection is alot healthier. Your penis health should be very important to you. Some of you tend to neglect this part by not taken care of your most valuable organ. You should be making sure that you have a erection everyday. Are you?

Does your penis wake you up in the morning with a erection? There is something to be said about that if your penis greets you every morning. That is fantastic! This is a great gift that gives you pleasure and you should take care of your penis. Look into keeping and/or obtaining stronger erections in men's health.

Health Check

Beware that diabetes, smoking, and obesity are some of the basis in the change of erection function. You need to see and feel what is going on. The other causes of erection problems can come from stress at work, in a difficult relationship, depression, alcohol, a physical injury or even a medication you may be taken. If you are on a medication, check with your doctor about any side effects. You should also examine your testicles at least once a month for any lumps or changes. If you do find any changes or lumps, then you need to make sure you consult with your doctor.
You also need to consult with your physician if you have tried any treatments for a few months and your symptoms have not improved.

Further erection problems can lead to a prostate infection.You should make sure you consult with your doctor if you are experiencing any of the symptoms below.

A. Urgent need to urinate but you only pass small amounts of urine.

B. You feel a burning sensation when you urinate.

C. Pain in your lower back and the anus.

D. Pain during ejaculation and blood in semen.

Any of the above conditions usually can be taken care of with antibiotics.

If you learn how to keep your prostate healthy you will always have better erections. Exercise, less caffeine and eating right would be a start. This will lead to a better body physic, increase circulation through the penis and better self esteem.

In men's health, healthy men have better erections with no problems. Your job is to maintain good overall sexual health. Take the relax approach when it comes to making love. Take your time when it comes to foreplay. What's the big rush? Slow it down my man.

Penis exercise in penis health will always strengthen your penis. Watching what you eat will also keep your penis healthy and will erect the way it is suppose to. Great blood flow and circulation is the key to a healthy penis.Take care of it in order to avoid prostate problems later. When taking care of your penis, you will enjoy a long happy sex life regardless of what age you are. You did know that the erection does decrease with age. However, this does not have to happen to you if you take care of your penis. There are many products available that can help you improve your erections. Work at having a healthy penis with stronger erections. Great sex can only come with great health. Get more proactive in men's health. Your health.

Men's Health - Correcting The Erection And Learning How To Keep It

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Texas Health Steps for Children

Living without healthcare insurance is a common problem that is occurring in today's society. Many adults are unable to afford the high cost of healthcare without the help of insurance and will often go without due to money issues. Children also suffer from this lack of health insurance. It can be even more critical for children to receive medical care than it is for adults. Therefore, the Texas Health Steps program was created to help children in east Texas.

Texas Health Steps was designed to provide medical insurance for all east Texas children under the age of 21. Especially during the early formative years of a child's life, frequent medical care can be extremely important. Making sure that your child receives their yearly check up will make sure that any developmental issues will be discovered before they come to a critical point. Leaving certain medical conditions untreated can be fatal.

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For some people, health insurance is not the only issue that prevents them from taking their child to the doctor for necessary check ups. The rising costs of gas in east Texas can also be an issue. In fact, some people do not even own a car because of the costs of owning and operating a vehicle. Texas Health Steps can also help with this aspect. The program includes the option of a provided ride to attend doctor's appointments or even money to help you fill your gas tank so that you can get your children the medical care that they require.

Texas Health Steps will help you with every aspect of your child's care. In addition to doctor's appointments, this program will also cover any vision care needs that your child may have as well as dental needs. Your east Texas caseworker will be able to help you find doctors that are close to your home and are a good match for your family's individual needs. They can even help you to make the appointments that you need.

Taking care of today's children is very important. They are the future of the country and deserve to grow up happy and healthy. If your child is insured with Texas Health Steps, visit an east Texas
health clinic [http://www.countryside-clinic.com] to find a full service nurse practitioner than can help you to make sure that your child receives the medical care that he or she needs and deserves.

Texas Health Steps for Children

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6 Ways To Identify Common Chicken Health Problems And Chicken Illnesses

When you have a flock of chickens in your backyard, you need to know how to prevent and recognize common chicken health problems and chicken illnesses.

Raising your own flock is usually pretty easy because they are pretty hale and hearty birds when kept under ideal conditions. But, even when kept in ideal conditions, you can still have to deal with illnesses, parasite infestations and injuries.

Health Check

The two keys to preventing common chicken health problems and chicken illnesses are to provide dry, draft proof housing and conduct regular checks on your hens and roosters. Solid housing will help prevent most common chicken health problems and you will be able to quickly identify and resolve any illnesses that crop up just by keeping a close eye on your flock.

What are the signs that you have a sick hen? Look at these 6 things.
* 1. Make sure your flock is busily scratching around their area.
* 2. Any chickens that are not moving around need to be watched.
* 3. Are any chickens holding their wings or tail down?
* 4. Make sure they are all breathing normally.
* 5. Look for any discharge from the eyes or nasal passages.
* 6. Check any odd looking chickens for parasites.

What do you do if you notice that a chicken or several of your birds appear to be ill?
The first step is to capture and isolate any hen or rooster that looks sick as quickly as possible. Separating them from the rest of the flock is vital to helping prevent the spread of any illnesses.

You will also have to be sure and not spread the illness yourself. Change your shoes and clothes when you leave the area your sick chicken or chickens are being kept in. Do not go around your well chickens without putting on different clothes and thoroughly washing your hands. Common chicken health issues can be easily spread to the rest of your flock if you don't take these simple precautions.

6 Ways To Identify Common Chicken Health Problems And Chicken Illnesses

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Penis Self Examination - Check Yourself For Common Penile Health Problems

It is recommended that you carry out a penis and genital self-examination at least once a month to eliminate the possibility of sexually transmitted diseases and other potentially life changing illnesses, such as cancer.

When performing a penis test and genital self-examination you should focus on your inner thighs, penis and testicles. The easiest way to carry out this self-examination is in front of a mirror, and immediately after you have a shower or bath, as your skin is more relaxed and the warmth will enhance any skin discolorations.

Health Check

In order to carry out a penile test and self-examination of groin area simply follow these steps:

1. Inspecting the Skin - Firstly, inspect your penis, testicles and inner thighs by looking over each area in detail. Take your time and look for any skin abnormalities, such as dry or chaffed skin, sores, ulcers, or any other blemishes. If you notice anything that is unusual, make a note of the location and the type of skin condition, so that you can notify your health professional.

2. Groin Examination - Next, gently press around your groin area using your index and forefinger (first two fingers after your thumb). Take note of any pain that you may be feeling. Then use all of your fingers to gently feel for any lumps in the groin. This can be done by moving your fingers in a circular motion over the area. You are feeling for any lumps that are bigger than a grain of rice, and are hard to the touch. Bumps or swellings may indicate an infection.

3. Penis Self-examination - Once you have finished examining your groin move on to your penis. Do this by placing your thumb behind the shaft of your penis and your forefinger at the front. Make sure your hand is at the base and to the left of the penile shaft. Then apply gentle pressure and slowly move your hand up the shaft of your penis. When you reach the top slide your hand down the base and move it slightly to the right of your last hand action. Continue this process until you have completely tested the penile surface, noting any lumps or painful areas.

4. Testicle Self-examination - Next, examine your testicles. To do this take one testicle in both hands and gently place your thumbs on the top of the testicle. Then using slight pressure roll your hands down the testicle. Once complete, repeat the process for the second testicle, and make a note of any swelling or bumps. Of course, it is normal to have one testicle that is larger than the other, and for you to feel the epididymis, which is a sperm carrying tube that is located at the top and back of each testicle. This tube should feel soft and rope like, and fell slightly tender when touched.

If you find any irregularities during your penis or genital self-examination it is important that you seek medical advice as soon as possible, as time, in many cases, can make all the difference to your recovery time.

The best way to keep your penis in optimal health, especially if you lead an active sex life, including masturbation, is to have a regular care program in place.

Regular use of a penis specific vitamin crème maintains the appearance of your penis and allows your penis to function well. And continue with a routine of a penis test and genital self-examination, to check for any illness that may impair sexual function and overall health.

Penis Self Examination - Check Yourself For Common Penile Health Problems

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Ethical Decision Making in Health

In a recent survey conducted by WebMD Health Corporation, one of the leading health information in the US, about the ethical issues that physicians face in practicing their profession, reveals that over 10,000 physicians, who responded in the survey, highly regarded that they struggle in making ethical decisions.

According to Dr. Steven Zatz, Executive Vice President, WebMD Professional Services, "What came through loud and clear through this survey is that by and large, doctors try to do what they believe is right. However, the results also highlight the complex ethical issues confronting physicians and their efforts to make appropriate decisions."

Health Check

Among the ethical issues that were explored in the survey are end-of-life, pain treatment (prescription of drug), trading organs for transplant and other moral dilemmas that often uphold controversies. Physicians' judgment on these issues tends to be very critical.

For example, a highly influential patient who is requesting for a prescription of drug to his doctor for personal use without viable reasons, the patient insisted the drug, just because the patient was highly influential and insistently asking for the drug or for whatever reason, should the doctor prescribed a drug that is not helpful but is something that could endanger the life of the patient without proper medical findings?

One ethical decision that a physician could make in the given scenario is that to refuse on prescribing drugs to his patient without proper medical findings. Thus, the nature of ethical decision making will always come down to an individual's personal values and belief system..

Health care article news released by the University of Iowa in 2005 noted "that doctors and other health care providers need to be able to practice medicine in a way that does not contradict their deepest personal and professional values."

Ethics is founded within the personal life of every individual. It would only mean that a responsible clinician is someone with high regard for honesty and integrity in performing his duties as a medical practitioner. And yet, making ethical decisions are never an issue to him, rather it is an initiative in doing what is right according to the code of ethics of health providers and the clinician's personal ethical conduct.

Ethical Decision Making in Health

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Spotlight on 5 Rewarding Mental Health Careers

Think about it: you make time to service your car. You make time to take your pets to the vet. You even make time to clean your house. But how often do you make time to check in on the state of your own mental health?

With health care reform laws expanding coverage for mental health and substance abuse services, more and more Americans will be able to seek the help they need to manage stress, deal with trauma, and improve their lives.

Health Check

If you want to be one of those professionals who help people look after their mental and emotional health, consider a career in psychology, counseling, or social work. We've broken down five popular mental health careers and their degree requirements to help you get started.

Careers
When you think of mental health, a psychology career most likely comes to mind. Psychologists use their knowledge of the human mind and emotions to help patients deal with a wide range of issues, from serious psychological disorders to addiction and recovery to couples counseling.

How to Start a Psychology Career
Requirements for psychologists vary state to state, but as a minimum, you'll need a Master's degree in psychology to practice. Some states will require you to have a PhD.

Marriage and Family Therapist Careers
The dynamics of husband, wives and their children are unique, which is why marriage and family therapists are a specialized group of mental health workers. They spend their time in school learning how to read and diagnose different family dynamics and treat each family member, not just one individual.

How to Start a Marriage and Family Therapy Career
The majority of marriage and family therapists have a Master's degree in marriage and family therapy.

Guidance Counselor Careers
Growing up isn't easy, which is why guidance counselors are hired by elementary, middle and high schools to help children and young adults throughout their educational careers. Guidance counselors make sure students are progressing mentally and emotionally, and will even assist during the college and career decision-making process.

How to Start a Guidance Counselor Career
Guidance counselors will need a Master's degree in counseling to get started.

Rehabilitation Counselor Careers
Those who have physical, emotional or psychological disabilities need a unique kind of counseling. Rehabilitation counselors fill this need, using their skills to improve their quality of life and helping them live as independently as possible.

How to Start a Rehabilitation Career
Like the careers listed above, rehabilitation counselors need to have a Master's degree in counseling or a related field.

Social Work Careers
Some of society's toughest problems-child abuse, spousal abuse, homelessness, poverty, truancy-often go hand in hand. It's the responsibility of social workers to help the men, women and children who are trapped in this complicated web of issues.

How to Start a Social Work Career
Social Workers need a master's degree in social work to get started, and they generally also have a bachelor's degree in psychology or a related field.

For more information on these careers and correlating degree programs, visit this health services career profiles page.

Spotlight on 5 Rewarding Mental Health Careers

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Promote Employee Health - Get Water Coolers For the Office

Invest in the good health of your employees and get water coolers for your office. Besides the fact that European laws state fresh water sources be made available to people in the workplace, promoting health and wellness ultimately means higher productivity for your business.

The Facts about Employee Hydration

Health Check

When there is no ready access to fresh water sources, employees are more likely to fill up on less healthy drinks like caffeinated coffee and sugar-laden sodas and juices. Caffeine and sugary drinks do provide a brief burst of energy but employees end up drinking more and more to maintain that energy and focus. Add the relatively sedentary atmosphere in a traditional office and ultimately, they gain weight which eventually translates to health problems.

What happens when an employee gets sick? Less work gets done which means less productivity in the workplace. In addition, it can also cost money to health benefit costs because the employee has to go to the doctor. By simply introducing water coolers in the office, you can promote better employee health and boost productivity.

Benefits of Water

Approximately two-thirds of the human body is water weight and the brain itself is over 80% water. There is an obvious connection between sufficient hydration, overall good health, energy and brainpower. The more water a person drinks, the more alert their brain is and more energetic their bodies are. Digestion improves and metabolism increases with proper water consumption. Skin texture becomes less dull and more vibrant looking while joint aches and pains are reduced. Water flushes away many toxins in the body, making it nature's ultimate drink.

Providing clean and fresh water sources in the office means that employees are naturally going to drink more water. Instead of sitting at their desks, they will bring their refillable bottles and cups to the cooler and get a little exercise too when retrieving their water. Drinking water also means eating less, particularly calorie laden snacks. Employees will be more equipped to drink the right amount of water when coolers are made available to them.

Ultimately, your office will save money by investing in water coolers for the employees. Drinking water creates a domino effect - a healthier employee leads to lower health care costs and lower absenteeism which means higher productivity, more creative energy and a better financial bottom line for your company. Water simply makes smart financial sense for your business.

Promote Employee Health - Get Water Coolers For the Office

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