Showing posts with label Billing. Show all posts
Showing posts with label Billing. Show all posts

Tuesday, March 6, 2012

curative Billing Terms and curative Coding Terminology

Those in healing billing and coding careers have a terminology of unique terms and abbreviations. Below are some of the more oftentimes used healing Billing terms and acronyms. Also included is some healing coding terminology.

Aging - Refers to the unpaid guarnatee claims or inpatient balances that are due past 30 days. Most healing billing software's have the quality to create a separate description for guarnatee aging and inpatient aging. These reports typically list balances by 30, 60, 90, and 120 day increments.

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Appeal - When an guarnatee plan does not pay for treatment, an appeal (either by the provider or patient) is the process of formally objecting this judgment. The insurer may require additional documentation.

curative Billing Terms and curative Coding Terminology

Applied to Deductible - Typically seen on the inpatient statement. This is the estimate of the charges, thought about by the patients guarnatee plan, the inpatient owes the provider. Many plans have a maximum each year deductible that once met is then covered by the guarnatee provider.

Assignment of Benefits - guarnatee payments that are paid to the physician or hospital for a patients treatment.

Beneficiary  - man or persons covered by the health guarnatee plan.

Clearinghouse - This is a service that transmits claims to guarnatee carriers. Prior to submitting claims the clearinghouse scrubs claims and checks for errors. This minimizes the estimate of rejected claims as most errors can be really corrected. Clearinghouses electronically transmit claim data that is compliant with the spoton Hippa standards (this is one of the healing billing terms we see a lot more of lately).

Cms - Centers for Medicaid and Medicare Services. Federal agency which administers Medicare, Medicaid, Hippa, and other health programs. Once known as the Hcfa (Health Care Financing Administration). You'll notice that Cms it the source of a lot of healing billing terms.

Cms 1500 - healing claim form established by Cms to submit paper claims to Medicare and Medicaid. Most commercial guarnatee carriers also require paper claims be submitted on Cms-1500's. The form is distinguished by it's red ink.

Coding -Medical Billing Coding involves taking the doctors notes from a inpatient visit and translating them into the proper Icd-9 code for determination and Cpt codes for treatment.

Co-Insurance - ration or estimate defined in the guarnatee plan for which the inpatient is responsible. Most plans have a ratio of 90/10 or 80/20, 70/30, etc. For example the guarnatee carrier pays 80% and the inpatient pays 20%.

Co-Pay - estimate paid by inpatient at each visit as defined by the insured plan.

Cpt Code - Current Procedural Terminology. This is a 5 digit code assigned for reporting a policy performed by the physician. The Cpt has a corresponding Icd-9 determination code. Established by the American healing Association. This is one of the healing billing terms we use a lot.

Date of service (Dos) - Date that health care services were provided.

Day Sheet - overview of daily inpatient treatments, charges, and payments received.

Deductible - estimate inpatient must pay before guarnatee coverage begins. For example, a inpatient could have a 00 deductible per year before their health guarnatee will begin paying. This could take several doctor's visits or prescriptions to reach the deductible.

Demographics - physical characteristics of a inpatient such as age, sex, address, etc. Principal for filing a claim.

Dme - Durable healing tool - healing supplies such as wheelchairs, oxygen, catheter, glucose monitors, crutches, walkers, etc.

Dob - Abbreviation for Date of Birth

Dx - Abbreviation for determination code (Icd-9-Cm).

Electronic Claim - Claim data is sent electronically from the billing software to the clearinghouse or directly to the guarnatee carrier. The claim file must be in a standard electronic format as defined by the receiver.

E/M - evaluation and supervision section of the Cpt codes. These are the Cpt codes 99201 thru 99499 most used by physicians to access (or evaluate) a patients medicine needs.

Emr - Electronic healing Records. healing records in digital format of a patients hospital or provider treatment.

Eob - Explanation of Benefits. One of the healing billing terms for the statement that comes with the guarnatee enterprise cost to the provider explaining cost details, covered charges, write offs, and inpatient responsibilities and deductibles.

Era - Electronic Remittance Advice. This is an electronic version of an guarnatee Eob that provides details of guarnatee claim payments. These are formatted in agreeing to the Hipaa X12N 835 standard.

Fee agenda - Cost associated with each medicine Cpt healing billing codes.

Fraud - When a provider receives cost or a inpatient obtains services by deliberate, dishonest, or misleading means.

Guarantor - A responsible party and/or insured party who is not a patient.

Hcpcs - health Care Financing supervision tasteless policy Coding System. (pronounced "hick-picks"). This is a three level principles of codes. Cpt is Level I. A standardized healing coding principles used to recite specific items or services in case,granted when delivering health services. May also be referred to as a policy code in the healing billing glossary.

The three Hcpcs levels are:

Level I - American healing Associations Current Procedural Terminology (Cpt) codes.

Level Ii - The alphanumeric codes which include mostly non-physician items or services such as healing supplies, ambulatory services, prosthesis, etc. These are items and services not covered by Cpt (Level I) procedures.

Level Iii - Local codes used by state Medicaid organizations, Medicare contractors, and inexpressive insurers for specific areas or programs.

Hipaa - health guarnatee Portability and responsibility Act. several federal regulations intended to improve the efficiency and effectiveness of health care. Hipaa has introduced a lot of new healing billing terms into our vocabulary lately.

Hmo - health Maintenance Organization. A type of health care plan that places restrictions on treatments.

Icd-9 Code - Also know as Icd-9-Cm. International Classification of Diseases classification principles used to assign codes to inpatient diagnosis. This is a 3 to 5 digit number.

Icd 10 Code - 10th correction of the International Classification of Diseases. Uses 3 to 7 digit. Includes additional digits to allow more ready codes. The U.S. agency of health and Human Services has set an implementation deadline of October, 2013 for Icd-10.

Inpatient - Hospital stay longer than one day (24 hours).

Maximum Out of Pocket - The maximum estimate the insured is responsible for paying for eligible health plan expenses. When this maximum limit is reached, the guarnatee typically then pays 100% of eligible expenses.

Medical Assistant - Performs administrative and clinical duties to keep a health care provider such as a physician, physicians assistant, nurse, or nurse practitioner.

Medical Coder - Analyzes inpatient charts and assigns the spoton Icd-9 determination codes (soon to be Icd-10) and corresponding Cpt medicine codes and any associated Cpt modifiers.

Medical Billing expert - The man who processes guarnatee claims and inpatient payments of services performed by a physician or other health care provider and vital to the financial execution of a practice. Makes sure healing billing codes and guarnatee data are entered correctly and submitted to guarnatee payer. Enters guarnatee cost data and processes inpatient statements and payments.

Medical Necessity - healing service or policy performed for medicine of an illness or injury not thought about investigational, cosmetic, or experimental.

Medical Transcription - The conversion of voice recorded or hand written healing data dictated by health care professionals (such as physicians) into text format records. These records can be whether electronic or paper.

Medicare - guarnatee in case,granted by federal government for citizen over 65 or citizen under 65 with positive restrictions. Medicare has 2 parts; Medicare Part A for hospital coverage and Part B for doctors office or inpatient care.

Medicare Donut Hole - The gap or difference in the middle of the introductory limits of guarnatee and the catastrophic Medicare Part D coverage limits for designate drugs.

Medicaid - guarnatee coverage for low wage patients. Funded by Federal and state government and administered by states.

Modifier - Modifier to a Cpt medicine code that contribute additional data to guarnatee payers for procedures or services that have been altered or "modified" in some way. Modifiers are foremost to explicate additional procedures and gather repayment for them.

Network provider - health care provider who is contracted with an guarnatee provider to contribute care at a negotiated cost.

Npi estimate - National provider Identifier. A unique 10 digit identification estimate required by Hipaa and assigned through the National Plan and provider Enumeration principles (Nppes).

Out-of Network (or Non-Participating) - A provider that does not have a ageement with the guarnatee carrier. Patients ordinarily responsible for a greater part of the charges or may have to pay all the charges for using an out-of network provider.

Out-Of-Pocket Maximum - The maximum estimate the inpatient is responsible to pay under their insurance. Charges above this limit are the guarnatee clubs obligation. These Out-of-pocket maximums can apply to all coverage or to a specific benefit type such as prescriptions.

Outpatient - Typically medicine in a physicians office, clinic, or day surgical operation premise chronic less than one day.

Patient responsibility - The estimate a inpatient is responsible for paying that is not covered by the guarnatee plan.

Pcp - primary Care physician - ordinarily the physician who provides introductory care and coordinates additional care if necessary.

Ppo - adored provider Organization. guarnatee plan that allows the inpatient to opt a physician or hospital within the network. Similar to an Hmo.

Practice supervision Software - software used for the daily operations of a providers office. Typically includes appointment scheduling and billing functions.

Preauthorization - Requirement of guarnatee plan for primary care physician to fill in the inpatient guarnatee carrier of positive healing procedures (such as inpatient surgery) for those procedures to be thought about a covered expense.

Premium - The estimate the insured or their owner pays (usually monthly) to the health guarnatee enterprise for coverage.

Provider - physician or healing care premise (hospital) that provides health care services.

Referral - When a provider (typically the primary Care Physician) refers a inpatient to someone else provider (usually a specialist).

Self Pay - cost made at the time of service by the patient.

Secondary guarnatee Claim - guarnatee claim for coverage paid after primary guarnatee makes payment. Typically intended to cover gaps in guarnatee coverage.

Sof - Signature on File.

Superbill - One of the healing billing terms for the form the provider uses to document the medicine and determination for a inpatient visit. Typically includes several generally used Icd-9 determination and Cpt procedural codes. One of the most oftentimes used healing billing terms.

Supplemental guarnatee - additional guarnatee policy that covers claims fro deductibles and coinsurance. oftentimes used to cover these expenses not covered by Medicare.

Taxonomy Code - Code for the provider specialty sometimes required to process a claim.

Tertiary guarnatee - guarnatee paid in increasing to primary and secondary insurance. Tertiary guarnatee covers costs the primary and secondary guarnatee may not cover.

Tin - Tax Identification Number. Also known as owner Identification estimate (Ein).

Tos - Type of Service. description of the type of service performed.

Ub04 - Claim form for hospitals, clinics, or any provider billing for premise fees similar to Cms 1500. Replaces the Ub92 form.

Unbundling - Submitting more than one Cpt medicine code when only one is appropriate.

Upin - Unique physician Identification Number. 6 digit physician identification estimate created by Cms. Discontinued in 2007 and supplanted by Npi number.

Write-off (W/O) - The difference in the middle of what the provider charges for a policy or medicine and what the guarnatee plan allows. The inpatient is not responsible for the write off amount. May also be referred to as "not covered" in some glossary of billing terms.

curative Billing Terms and curative Coding Terminology

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Thursday, February 9, 2012

medical Billing - Electronic Billing Pros and Cons

Everything in our world is becoming more and more automated. The days of paper are becoming things of the past. Who uses typewriters any more? True, they've been replaced by computers and printers, but with the coming of email and modems, data doesn't have to be printed at all any more. This is also true of healing billing to insurance carriers. With electronic billing, no longer do we have to send them a paper Hicfa, but is it all good? We're going to take a devils advocate advent to electronic billing and eye both the pros and cons of sending your bills electronically.

The pros are easy to see. With electronic billing, you obviously save a lot of paper. No longer do you have to print out each bill. With electronic billing, by using a modem, you can send that bill directly to the carrier. Not only does this save paper, but it also saves postage. The cost of that phone call, which in most cases is an 800 number, is a lot less than the cost of sending these bills snail mail.

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Another pro of electronic billing is accuracy. The programs that are created to send these claims electronically have built in checks for errors, since a human still has to enter the information. After the data for the bill is entered, you can run another agenda that checks to make sure that everything and we do mean everything, is filled out completely. whatever missing or in error is displayed on an error description which can whether be printed or viewed directly on the computer.

Another pro of electronic billing is speed, not only of how fast the claim gets to the carrier, since they don't have to wait for the mail, but of how fast claims are paid. The imagine claims are paid quicker in this manner is that the receiving carrier also has a agenda that checks for errors, so the claim itself doesn't have to be manually reviewed. This speeds up the process.

It would seem from all of this that there can't be whatever bad about electronic healing billing. Oh, if only that were the truth. Unfortunately, there are things that can go wrong and all too often, do go wrong.

For starters, computers act up. Programs have bugs, especially when they are new. Because the healing business is enduringly changing, these programs have to be enduringly updated. When this happens, bugs do pop up. When that happens, claims can't be submitted until the bugs are fixed. This can effectively shut down billers for days. Not a pretty sight.

Another qoute is with the actual transmission of the data itself. Modems can act up and often do. Sometimes there's just a qoute with the phone line. There may be noise on it. Unlike talking on the phone, the transmitting of data requires a excellent association or the data doesn't send properly. When this happens, the claims are rejected even though they may be valid. The data just becomes corrupted.

For the most part, electronic healing billing is a remarkable thing, but problems do occur and it is important to be ready for those problems.

medical Billing - Electronic Billing Pros and Cons

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Saturday, October 15, 2011

Medical Billing - Multiple Batches

One of the most confusing parts of medical billing and the electronic submission of claims is the batch. Most billers don't understand why you even need to have multiple batches. Can't all the claims just go inside one package and get shipped? Well, with paper, yes. But if you're a big billing house and billing for a number of providers, then the process isn't that simple. Before we go into our detailed review of the YA0 record, an explanation of batches is probably in order.

Because of the way claims are paid, especially by the big insurance companies or government agencies, keeping track of batches is very important. Why? Because when insurance companies cut their checks for the claims, they are cut and paid to the provider, not to the patient, unless designated to do so. If a large billing house is representing multiple providers, they may very well submit a large claim file representing multiple providers. These providers are identified in the BA0 record in field number 2, positions 4 - 18, which is the provider ID. This record designates the beginning of that batch and this field designates the provider associated with that batch. If the biller wants to bill a second provider, then another BA0 record must be used so that the insurance carrier knows who the second carrier is. Otherwise, the check will end up getting cut for one provider. This can obviously cause a lot of problems.

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In order to make sure this doesn't happen, most electronic billing software has what is called a multiple provider option. What happens is that somewhere in the system, a list of providers is kept in a large table. In very large billing houses, this table can contain hundreds of providers. Each one is given an ID number and a table number. The ID number is assigned by the governing agency. The table number is assigned by the software. Each patient in the system is assigned to a provider. When that patient's claim file is pulled, a cross match is made between the table number of the provider that is entered in the patient file and the provider number itself. If the provider number is different from the previous provider number that was billed, a new BA0 record is created. Before this is done, however, the YA0 record is created to sum up the previous batch for the first provider.

This is of course greatly simplified, but hopefully you get the general idea. Once the YA0 record is created and filled in and the new BA0 record is created, your multiple batch system has just gone into effect. You simply repeat this process for each provider. The hard part for billers is making sure that the provider table ID is properly entered for each patient. Otherwise, the wrong provider will be paid for the services rendered.

In our next installment of medical billing and the electronic transmission of claims using NSF 3.01 specifications, we'll be covering the YA0 record in detail.

Medical Billing - Multiple Batches

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Monday, September 26, 2011

Medical Billing and Coding - What is a Medical Insurance Specialist and What is the Salary Range?

If you've been thinking about going into the medical billing and/or the medical coding field you may be interested in becoming a medical insurance specialist. A specialist is usually knowledgeable in both billing and coding procedures.

A medical billing and coding specialist such as a medical insurance specialist works closely with patients, insurance companies and office staff. They handle charges, submit claims, respond to inquiries from medical insurers and do all the follow up for payments that are overdue. They know claims processing and billing regulations. They know how to appeal claims that are rejected by a medical insurance company or claims medical insurers only partially pay.

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The specialist also is responsible for getting pre-authorization for certain procedures and post treatment reports.

Medical billing specialists are familiar with all the health plans that are offered in their geographic area. They can read medical bills and know what the costs are for various procedures.

Duties include discussing the patient's medical insurance coverage to determine what co pays may be due for a planned procedure, if any, or if the health insurance company or provider will pay all the costs. This is important so the patient will know what payment will be expected, if any.

The medical billing and coding specialist reviews charges, and submits claims to health insurance providers. It's important that this is done correctly. The specialist also works with the billers to make sure that the statements for services are billed correctly. If it's not done accurately it delays payment for the health care provider.

The specialist usually has good knowledge of medical coding although many times the forms will come to them already coded. This coding is standard and is used by all health insurance companies and medical billing services.

The medical insurance specialist makes sure that all the patient's medical records are accurate and up-to-date.

Medical billing and coding specialists or medical insurance specialists work for doctors' offices, billing services, hospitals, dentists, assisted living centers, skilled medical facilities, clinics, medical insurance companies and all types of medical and healthcare professionals and providers.

If you're interested in becoming a medical insurance specialist or medical billing and coding specialist make sure to do plenty of research and find the best training for you whether online or on campus. Check out what the salary range is because it may vary depending on whether you're working for a doctors' office, billing service, insurance company or hospital. Starting out it could be anywhere from to an hour or more depending on experience, knowledge and training.

Make sure to check the online federal money and financial aid that's available for online classes too and beware of scams. Don't sign up for classes or courses that you don't need.

Medical Billing and Coding - What is a Medical Insurance Specialist and What is the Salary Range?

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Monday, September 19, 2011

All About Medical Billing, Coding & Claims Modifiers

Importance of Using Proper Modifiers:

1. The physician performed multiple procedures

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2. The procedure performed was bilateral

3. The E/M service was done on the same day of the procedure

4. The procedure was increased or decreased

5. The procedure has both professional and technical component

6. The procedure was performed by other provider (Anesthesiologist, Surgeon Physical Therapist, Speech Pathologists etc.)

7. Procedure on either one side of the body was performed

8. The E/M service was provided within the postoperative period

9. The E/M service resulted to Decision of Surgery

10. Unusual Circumstance

Maximize your reimbursement for bilateral procedures by using the correct modifier.

Bilateral Modifier (-50)

Depending upon the insurance payer, processing claims with bilateral procedure should be paid 150%

Medicare Part B requires one single line of bilateral procedure code with Modifier 50. They normally process the claim with 150% reimbursement. But again, you have to check on this in your state and in your region.

Some commercial insurance would prefer Two Lines of the same code, once with 50, second without 50. Then second modifier on the 1st line is RT or LT, modifier RT or LT on second line, with 1 unit of service each code. Must be reimbursed at 150%

Some commercial insurance would prefer two lines of the same code with modifier LT or RT on each line with 1 unit of service each code. Must be reimbursed at 150%

Always check on your Physician's Fee Schedule if the procedure code is billable as bilateral J.

Using LT & RT modifier is used to specify which side of the body the procedure was done by the physician. Medicare Part B based on my experience requires specific modifier, either LT or RT. Example you may report procedure 64626 done on the Right C4-C7 Facet Joint Nerve Ablation as 64626-RT.

Modifier -26. Professional Component.

Example: Report procedure code 77003 - Fluoroscopic guidance and localization of needle or catheter tip for spine or paraspinous diagnostic or therapeutic injection procedures (epidural, transforaminal epidural, subarachnoid,, paravertebral facet joint, paravertebral facet joint nerve or sacroiliac joint) including neurolytic agent destruction) with modifier -26 to indicate the physicians Professional Component only reimbursement and not technical component. If the provider's office owns the fluoroscopic equipment, do not append -26 modifier.

Modifier -25. Significant, Separately Identifiable Evaluation and Management Service by the Same Physician on the Same Day of the Procedure or Other Service.

Example: Report E/M code 99213 (Office or other outpatient visit for the evaluation and management of an established patient) with Modifier -25 for procedure code 20610 Knee Joint Injection done on the same day of the procedure. Modifier -25 indicates significance and separate identifiable E/M service outside the procedure done on the patient. DO NOT use modifier -25 to report E/M service that resulted for initial decision for surgery.

Instead use modifier -57 for Decision for Surgery

Modifier -24. Unrelated Evaluation and Management Service by the Same Physician During Postoperative Period

Example: Report E/M code 99213 with Modifier -24 if the patient came back during the postoperative period. The physician must identify this service as completely unrelated with the recent procedure done on the patient. A detailed medical documentation is a good support for medical necessity.

Modifier -51 for Multiple Procedures.

Modifier -59 for Distinct Procedural Service

Modifier-GP Services Rendered under Outpatient Physical Therapy plan of care

Modifier-GO Services Rendered under Outpatient Occupational Therapy plan of care

Modifier -GN Services Rendered under Outpatient Speech Pathology plan of care

Always check your up to date CPT Book. Check the CMS CCI Edits. Check the insurance payor's policies and guidelines.

WHAT YOU DON'T KNOW MIGHT HURT YOU. IF YOU DON'T KNOW IT, DON'T MAKE IT UP. FIND IT.

All About Medical Billing, Coding & Claims Modifiers

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